Expert analysis on Fed rate changes, basis point impacts, mortgage strategies, and how rate movements affect your financial decisions.
Bond markets exploded after this morning's 2.4% CPI. The 10-year Treasury yield plunged 15 BPS in hours (40 BPS from recent highs), and mortgage rates will drop 10-15 BPS next week. Here's what happened today and what it means for your mortgage.
Read full articleBreaking: January CPI came in at 2.4%—better than the expected 2.5%. This is the best inflation news in months and strengthens the case for Fed rate cuts this spring. Here's what it means for your mortgage, savings, and when the Fed might actually cut rates.
Read full articleThe most important economic data point in months drops tomorrow at 8:30 AM ET: January's inflation report. Economists expect cooling inflation that could green-light Fed rate cuts—and potentially lower mortgage rates by 25-50 basis points. Here's your guide to what the numbers mean and how to act on them.
Read full articleDespite three Fed rate cuts in 2025, mortgage rates are stubbornly stuck around 6% in February 2026. We break down why rates aren't falling, what experts predict, and practical strategies for homebuyers right now.
Read full articleA 50 basis point move is double a 25 BPS change - but what does that actually mean for your wallet? We break down the real impact on mortgages, savings accounts, bonds, and investment returns with specific dollar examples.
Read full articleWhen the Federal Reserve announces a 25 basis point rate change, what does that actually mean for your mortgage? We break down the real dollar impact on common loan amounts and explain when it makes sense to refinance.
Read full articleUse our free calculator to see how rate changes affect your mortgage, bonds, or loans.
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